As the weather warms up, don’t forget about bailiff rules

As the weather heats up, it’s tempting to prop your doors open to get some fresh air, or you might think about spending more time outdoors.

But if you're behind on council tax or other debts, you need to be aware that this can make it easier for bailiffs (or enforcement agents) to enter your home without permission.

While they can no longer gain access through an open window, they can still use an unlocked or open door to come inside.

This is because doing so is classed as ‘peaceful access.’

And once a bailiff has gained access to your home, they have the right to list and remove items to pay off your debts.

Technically, bailiffs should give 7 days’ notice before their first visit. But given they could call at any time after that, it’s worth being aware of your security when you’re enjoying the warmer weather.

What counts as peaceful entry?

While bailiffs can't break in (unless the debt is a result of a criminal fine or unpaid tax), they can enter if:

• Your door is unlocked or open.
• You’ve previously allowed them entry or you’ve signed a Controlled Goods Agreement (CGA), giving them access to list or remove items. Read more about what bailiffs can and can’t take here.

Once bailiffs have entered peacefully, they can return with force, if necessary (which means getting a locksmith in exceptional circumstances, but not breaking down the door), but only to enforce the same debt.

Regulations and bailiff powers

It’s a good idea to remind yourself of what bailiffs can and cannot do under the Taking Control of Goods Regulations 2013:

• No forced entry: Bailiffs can’t break down doors or enter through windows.
• They can’t clamp a vehicle if you’ve got a blue badge, mobility vehicle or if it’s on hire purchase or PCP. Read more about this here.
• They can’t come in if there are no over-16s present or only vulnerable people in the property. There’s more information about this here.

If you’re unsure about any of this, or if a bailiff has visited, it’s important to understand your rights and take action before things escalate.

How to protect yourself in sunny weather

Even with the regulations in place, bailiffs still have certain rights, and it’s important to protect your home:

• Always lock doors, even if you're just in the garden or taking out the rubbish.
• Don’t answer the door if you feel unsafe. You can speak to bailiffs through a letterbox or upstairs window.
• Ask to see ID and request proof of the debt. Bailiffs must show identification and explain what they're collecting.
• Don’t sign anything until you’re sure. Bailiffs can offer agreements or payment plans, but don’t agree to anything without fully understanding your rights.
• Get advice early. The sooner you seek help, the more options you have.

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Read our detailed guide on dealing with bailiffs

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