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Income & Budgeting

How to budget, make your money go further and cut costs.

How to budget, make your money go further and cut costs.

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National minimum wage

A guide to national minimum wage rates, the most common reasons for being underpaid and what you should do if you think you've been underpaid.

person with bills and laptop

Working tax credits

Find out if you can get working tax credit, how much you’ll get and how it’s being replaced by universal credit.

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What benefits can you get when you lose your job?

A guide covering the various factors that affect what benefits you can get when you lose your job.

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How to create a budget

Whether you’re struggling to cover your bills each month, or just want to save a little extra cash, building a strong budget & following it can benefit everyone

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What to do if you’ve got a negative budget

What to do if the money you have coming in doesn't cover your essential household bills.

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Use our budgeting tool

A budget planner brought to you by Money Wellness.

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April 2026: Household Bills Calculator

Quickly estimate how much your bills might go up this April.

Money Wellness blogs

Image of a shadow standing over someone cowering. New housing reforms could help domestic abuse survivors stay in their homes – and avoid debt. Economic abuse. Financial abuse and debt. Social housing bill

01 Jun 2026

New housing reforms could help domestic abuse survivors stay in their homes – and avoid debt

Find out how the changes could help

Take curry night to the next level with homemade Indian snacks

01 Jun 2026

Take curry night to the next level with homemade Indian snacks

Make your fakeaway feast complete.

Brits change holiday plans to keep costs down

managing your money

01 Jun 2026

Brits change holiday plans to keep costs down

Are you planning a more affordable break this summer?

money management

01 Jun 2026

Be aware of anti-virus renewal scams

Even an ‘unsubscribe’ link can be dangerous.

Why you don’t need to pay over the odds for Father’s Day presents

01 Jun 2026

Why you don’t need to pay over the odds for Father’s Day presents

Quality time matters more to dads than expensive gifts.

Image of someone on a mobile phone surrounded by messages and emojis. Forget avocado toast – why young people are turning to TikTok money trends to get their finances back on track

01 Jun 2026

Forget avocado toast – why young people are turning to TikTok money trends to get their finances back on track

Find out how social media trends can help improve your relationship with money

Average Customer Rating:

4.9/5

Independent Service Rating based on 8172 verified reviews. Read all reviews

Help Was 10/10 All The Way

John - 01 Jun 2026

Best decision I made.

Just very easy to talk too and they are so professional and helpful. I actually felt hopeful for the first time in many years and got a good nights sleep. Thanks so much for helping me.

Michelle - 01 Jun 2026

Rejection of help about my debt

Their are truely to help us with our debt. Theur are kind in solving our debt.

Roana - 01 Jun 2026

money wellness = relief and peace of mind

Kind, understanding and nonjudgmental staff. Very easy process to follow online for a DRO. Aptly named as the feeling of relief when it was granted was huge! Would urge anyone in financial difficulty to make contact with Money Wellness.

Trusted Customer - 01 Jun 2026

Trusted Customer - 01 Jun 2026

Highly Recommended

The staff were extremely helpful, considerate and non-judgmental and made the experience as painless as possible - Thank You!

Trusted Customer - 01 Jun 2026

Happy to be with Money Wellness Service

I’m relieved, I’ve found someone to help me in this crazy situation. They are kind and patient. I’ve received a lot of helpful advice and I’m happy to be working with my advisor and Money Wellness Service.

Trusted Customer - 01 Jun 2026

It’s very good but the one problem I found that they don’t pickup the phone, the bell continually rings but no body bothered for it

Stephen - 01 Jun 2026

My adviser was very friendly and knowledgeable

Sonia - 01 Jun 2026

Trusted Customer - 01 Jun 2026

I can't thank Money Wellness service enough the helped me through all the paperwork over the phone explained everything what was going to happen & what to do to get me debt free. The whole thing was easy from start to finish & it was a big weight lifted off my mind. Very pleased with the support & service.

Neil - 01 Jun 2026

Excellent Service

Karen - 01 Jun 2026

Trusted Customer - 01 Jun 2026

Brilliant helpful quick device

Trusted Customer - 01 Jun 2026

Knights in shining armor

Brilliant service, everything whent to plan and was explained to me in a way I could understand. I was completely lost in my money problems until I can to this service for help.

Jonathan - 01 Jun 2026

Trusted Customer - 01 Jun 2026

I found them very friendly and understanding, they helped me sort out all my debts and it was done very quickly so I would would recommend these too anyone

Paul - 01 Jun 2026

Fantastic services

Chloe - 01 Jun 2026