Money Wellness

managing your money

Published 24 Apr 2025

4 min read

Dosh dilemma – boiler scam leaves George out of pocket - what should he do?

With the weather warming up and the heating finally switched off, George thought it would be a good time to get his boiler serviced. It was only two years old and working fine, so it would just a routine check, nothing major. 

Gabrielle Pickard-Whitehead - Money Wellness

Written by: Gabrielle Pickard Whitehead

Lead financial content writer

Published: 24 April 2025

He went online, found a local ‘heating engineer’ on a tradesperson site and gave him a ring. The engineer insisted on full payment upfront to book the job. A bit over the top thought George, but he went along with it and paid by a bank transfer.  

The next day, the trader showed up, fiddled around for half an hour and left, saying everything was sorted and that he’d email George the paperwork shortly. 

But days later, George hadn’t received anything. Worse still, he wasn’t getting any hot water.  

So he rang the engineer who told him the boiler was working perfectly fine when he left. There was no mention of a refund or a free repair, just an offer to come back to take a look, for a £50 call-out fee! 

That’s when George realised he might’ve just been scammed. 

He wants to know, what should he do? 

Report it 

George, you should definitely report the incident.  

  • Most trade sites have a complaint procedure, which you should definitely follow with a complaint. If there’s no complaint form to fill in, contact the site directly.  

  • File a report with Action Fraud, the UK’s fraud and cybercrime reporting centre. 

  • Let your bank know ASAP. They’ll be able to advise you on whether you can reclaim the money and how to protect your account.  

How to avoid getting scammed by rogue traders 

  • Do your homework: look up online reviews, ask for references and check they have a verifiable business address. 

  • Get it in writing: before any money changes hands, get a written quote or contract outlining the work and the cost. 

  • Never pay upfront unless it’s with a trusted, verified tradesperson and even then, be cautious. 

  • Ask questions: if someone’s legit, they’ll be happy to tell you about their experience and past jobs. 

We hope this helps George. You should never feel embarrassed if you fall victim to a scam, as it can happen to anyone and there’s support available. 

Gabrielle Pickard-Whitehead - Money Wellness

Written by: Gabrielle Pickard Whitehead

Lead financial content writer

Gabrielle is an experienced journalist, who has been writing about personal finance and the economy for over 17 years. She specialises in social and economic equality, welfare and government policy, with a strong focus on helping readers stay informed about the most important issues affecting financial security.

Published: 24 April 2025

The information in this post was correct at the time of publishing. Please check when it was written, as information can go out of date over time.

Read our latest news or check out other popular pages on our website:

Gabrielle Pickard-Whitehead - Money Wellness

Written by: Gabrielle Pickard Whitehead

Lead financial content writer

Published: 24 April 2025

More blogs on managing your money

View all
1 in 3 Brits ‘overspending on subscriptions’
managing your money

1 in 3 Brits ‘overspending on subscriptions’

People spending £61 a month on subscriptions.

Read more
Image of money stacked up with a post-it note in front saying pension. Big change to pensions could leave you £1,000 better off
managing your money

Big change to pensions could leave you £1,000 better off

Here’s what it means for you

Read more
Ticket scammers target Oasis fans
managing your money

Ticket scammers target Oasis fans

Fans losing £436 on average.

Read more
Average Customer Rating:
4.9/5
Independent Service Rating based on 10843 verified reviews. Read all reviews