Money Wellness
Illustrated image of a TV. Fewer people watch TV than ever before. Do I need a TV licence. Can I save by cancelling my TV licence. Can I get a discount on my TV licence
category iconmoney saver
calendar icon31 Jul 2024

Fewer people watch TV than ever before – find out if you need a TV licence and how to save by cancelling

The younger generation is increasingly turning away from traditional television. According to Ofcom's annual Media Nations report, only 48% of Gen Zs (16 to 24-year-olds) tuned in to regular TV during an average week last year, a significant drop from 76% just five years prior.

Tech-savvy youngsters now spend just 33 minutes per day watching traditional TV - a 16% decrease from the year before. Instead, they're devoting 1 hour and 33 minutes – three times as much - each day to video-sharing platforms like TikTok and YouTube.

And it's not just the youth who are switching off. Children aged 4 to 15 are also following suit, with only 55% watching traditional TV weekly, down from 81% in 2018. Even middle-aged viewers (45 to 54) have seen a decline, dropping from 89% to 84% since 2023. And those aged 65 to 75 have experienced a 5% drop as well.

But over 75s have increased their traditional TV viewing by 1% from last year. And radio is thriving.

The first quarter of 2024 saw the highest number of weekly radio listeners across all devices in the last 20 years, with an average of 20.5 hours of listening time per week. Commercial radio, in particular, is enjoying great success, with over 70% of people aged 15 and over tuning in at least once a week.

With viewing figures declining year on year and households struggling with rising living costs, millions of households are choosing to cancel their TV licence. But the rules are confusing and failing to comply can result in fines and legal action – this guide will help you figure out if you need to pay or not.

When do I need a TV licence?

It used to be that you needed a TV licence just to have a telly, but you can now get away without paying the £169.50 fee if you only watch certain channels on catch-up.

You definitely need a TV licence if you watch any ‘live’ TV programmes. A ‘live’ programme is one that you’re watching at the same time as it is broadcast on a TV channel. It doesn’t matter how you are watching it, whether through an aerial, cable, or the internet. But it does apply to every channel, even those broadcast from abroad.

Therefore, you need a licence if you’re watching a channel on a normal TV. And if you’re using a streaming service like All 4 or Amazon Prime, you’ll need a licence if you click the ‘Watch Live’ button. You’ll also need one if you record live TV on a digital recorder or even an old-fashioned VHS machine.

And if you watch anything on BBC iPlayer, whether it’s live or on catch-up, you need a TV licence for that.

How can I watch TV without a licence?

You don’t need a licence if you only ever watch programmes on demand and never watch a programme as it is broadcast. So, you can use streaming services such as Netflix, All 4 or Amazon Prime licence-free.

But a word of warning – if you don’t have a licence and click on the ‘Watch Live’ button to watch any programme as it’s broadcast, you will break the law. The same applies if you ever use BBC iPlayer to watch anything, whether live or not.

How many TV licences do I need?

Each household needs one TV licence which will cover everyone living in the property regardless of how many TVs or devices are used. But rules are slightly complicated around how households are defined:

  • If you own your home, or are renting a property for your family, then that’s one household and you only need one licence.
  • If you are a lodger, renting a room in someone’s home, then you’re probably covered by the householders’ licence, assuming they have one. But if you’re in a self-contained flat or annexe, then you’ll need your own licence.
  • If you are in a flat-share, and each person has their own tenancy agreement, then each person needs their own licence. If there is one tenancy agreement covering everyone in the property, you only need one licence.
  • If you are in a furnished rental and the landlord provided the TV equipment, then check your tenancy agreement. Unless it states that you are responsible for the TV licence, the landlord should provide it.

How much does a TV licence cost and are there any discounts?

A full-colour licence was increased to £169.50 in April this year.

Some people are entitled to a free or discounted TV licence. This includes anyone over 75 who gets pension credit or who lives with someone who gets pension credit. Anyone living in a care home, supported housing or sheltered accommodation can get a TV licence for £7.50. And if you’re registered blind or someone you live with is, you’re entitled to a 5% discount.

Alternatively, you could save by using a black-and-white TV set. A licence to use one of these is only £53.50.

Will anyone check up on me if I don’t have a licence?

You should contact TV Licensing through the website to tell them if you are no longer going to need a TV Licence. If you don’t make contact, you will receive letters from them asking you to explain why you don’t have a licence.

At any point, TV licencing could send an officer to your property to investigate whether you’re using a TV. If this happens, they can’t force entry and you don’t have to let them in. You also don’t have to prove to them that you’re not watching live TV. The onus is on them to prove you’re breaking the law.

However, if they do suspect you’re illegally watching TV, they might return with a search warrant. And anyone who does get caught, could end up with a criminal record and be fined up to £1,000.

Avatar of Caroline Chell

Caroline Chell

Caroline has worked in financial communications for more than 10 years, writing content on subjects such as pensions, mortgages, loans and credit cards, as well as stockbroking and investment advice.

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