Money Wellness
Illustration of a family with five kids
category iconbenefits
calendar icon20 May 2024

Scrapping the two-child benefit cap would be popular with voters

Some 39% of voters would be more likely to vote for a party that pledged to scrap the two-child benefit cap, according to a new poll.

The survey commissioned by Save the Children and shared with i newspaper found 31% of Conservative voters and half of Labour and Lib Dem voters could be swayed in favour of a party making such a promise.

Neither Labour nor the Conservatives have backed calls for the cap to be lifted.

What is the two-child cap?

The two-child cap means parents can only claim child tax credit or universal credit for a maximum of two kids per household. It currently impacts about 1.5 million children and - if it were to be scrapped - 250,000 youngsters would be lifted out of poverty, according to the End Child Poverty Coalition.

Are there any exceptions to the two-child limit?

You can only get extra child tax credit or universal credit for more than two kids if:

  • they were born before 6 April 2017
  • they are disabled
  • you qualify for an exception for child tax credit or special circumstances for universal credit

You may qualify for an exception or special circumstances if:

  • you receive guardian’s allowance
  • you have adopted children
  • the child you’re claiming for is from a multiple birth
  • the child you’re claiming for was conceived through rape and you don’t live with the perpetrator
  • the child you’re claiming for is the child of one of your children who is under 16
  • the child you’re claiming for is not your child or your stepchild and you’re looking after them under a court order or an arrangement with social services (not fostering)

Find out more about exceptions and special circumstances.

Avatar of Rebecca Routledge

Rebecca Routledge

A qualified journalist for over 15 years with a background in financial services. Rebecca is Money Wellness’s consumer champion, helping you improve your financial wellbeing by providing information on everything from income maximisation to budgeting and saving tips.

Related posts

benefits

06 Sep 2024

Nearly £60m still available from the Household Support Fund – find out how to claim

This week the government announced an extension of the House Support Fund. However, nearly £60 million worth of this phase remains unclaimed with weeks to go until it closes. Find out if you're eligible for help

benefits

04 Sep 2024

Universal credit food struggles

One in five people claiming universal credit had to use a food bank in the last year. Find out about food banks and how to access support if you need it