Debt collection
If you miss debt repayments, your creditors are likely to start taking steps to collect what you owe.
The debt collection process generally begins with missed payment reminders and can end up in court.
Wherever stage you’re at, it’s a good idea to get free debt advice as soon as possible. We’ll be happy to help with this either online or over the phone.
You’ll also find lots of guides below providing information on:
- the different stages of debt collection
- what to expect during the debt collection process
- how to respond to debt collection activity
- your rights as a debtor
Debt collection guides
Debt collection
Missed payments and defaults
A guide on missed payments and default - what happens, what you should do and where to get help.
Debt collection
What is a CCJ
What is a CCJ, how will it affect my credit rating, can I get it cancelled and what should I do if I can’t make my payments?
Debt collection
Help with bailiffs
Worried about bailiffs paying you a visit? Find out what your rights are and what bailiffs can and can’t do.
Debt collection
Debt collection process
Find out what a lender will typically do when you fall behind with debt repayments.
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