Dealing with debt
If you’re struggling to stay on top of your debt, it’s a good idea to get advice before the problem gets worse. The best way to deal with your debt will depend on your situation.
You may benefit from:
- budgeting help
- breathing space
- financial support
- contacting your creditors
- a debt solution
- support with other factors contributing to your debt e.g. illness
Budgeting help
Creating a budget can help you prioritise your spending and spot areas where you can make savings.
Dealing with debt
How to create a budget
Whether you’re struggling to cover your bills each month, or just want to save a little extra cash, building a strong budget & following it can benefit everyone
Dealing with debt
Budgeting tips for an irregular income
As new research reveals nearly 4 million UK workers are on flexible contracts, we provide top tips on how to manage your money if your income
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Breathing space
If you’re struggling with debt, breathing space offers short-term relief so you have time to get advice and find a longer-term solution.
Dealing with debt
How can breathing space help me with my debts?
If you’re struggling with debt, breathing space offers short-term relief so you have time to get advice and find a longer-term solution.
Financial support
Find out if you can get financial support to help you with your debt.
Dealing with debt
Financial help from your energy supplier
A guide to the grants being offered by energy suppliers to customers who are struggling to pay their bills.
Dealing with debt
Financial support for refugees and asylum seekers
Find out what financial support and benefits are available to refugees and asylum seekers in the UK
Dealing with debt
Applying for charitable grants
Who can get a charitable grant to help with rising living costs and how to apply.
Debt solutions
A debt solution can reduce your monthly repayments and even write off some of what you owe. Some are free, others have a fee.
Dealing direct with your creditors
When you’re struggling to make debt repayments, it’s usually a good idea to speak to your creditors to see if they can offer any support. Find out what they may be able to do to help.
Dealing with debt
Debt write off: Can debt be written off?
If you’re unlikely to be able to repay your debt in a reasonable amount of time, it may be possible to get a debt solution that allows you to write off some, or all, of the amount you owe.
Sickness and debt
Dealing with debt and illness at the same time can be challenging. Find out if you can get any additional support.
Dealing with debt
Long-term sickness and debt
In this guide, we look at the help that’s available if you're struggling with a long-term illness and debt, and the steps you can take to get back on track.
Dealing with debt
Disability, sickness and carer benefits
A guide to the benefits available if you have a disability or long-term illness or you're caring for someone who does.