How pet banks are helping pet owners through cost-of-living crisis

As the cost of living continues to rise, many people are finding it harder to afford essentials, including for their pets.  

To help, pet banks are springing up nationwide, offering support to those struggling to provide the basics for their animals. 

What’s a pet bank?  

Pet banks are like food banks, but for pets. While traditional food banks may have pet supplies, pet banks focus exclusively on helping animals. They collect donations of pet food, litter, toys and other essentials and distribute them to people who need a little extra help. 

In Southampton, Gemma Murphy opened a pet bank to assist families struggling to care for their pets. Inspired by a social media post that led to overwhelming support, she created a safe place where pet owners can request supplies without shame. 

"Unfortunately, there are so many pets being put to sleep at the moment, or being put into rescues, it’s the last thing anybody wants. Anyone could lose their job in a second, or have severe unexpected circumstances,” she said.  

Blue Cross pet banks 

Blue Cross, a leading UK animal welfare charity, runs its own pet banks across the country. Their mission is simple - no one should be forced to choose between their own meals and feeding their pets.  

The banks provide mostly wet and dry food for cats and dogs. Occasionally they receive donations of pet bedding, small pet food and other non-food items.  

Who can use Blue Cross pet banks?  

Anyone can access pet food from Blue Cross sites. Just make sure to call ahead of visiting to check stock availability.  

Why are pet banks so important right now?  

Sadly, the need for pet banks has never been more urgent. In January alone, over 1,900 pets were abandoned, a shocking 34% increase from last year. December saw a similar rise, with 1,802 incidents, compared to 1,540 the previous year. 

Commenting on the alarming rise in abandonments, RSPCA chief inspector Ian Briggs said: 

"We believe due to the cost-of-living crisis and the high cost of winter, such as Christmas expenditure and utility bills, more pets have been abandoned - sadly they are often left with no food or water, no one to care for them and no idea if anyone will come to help." 

What about vets bills?  

If you’re worried about vet bills, you're not alone. With skyrocketing vet costs, many pet owners are seeking alternative ways to care for their pets.  

Here's how you can manage: 

• Talk to your vet: be upfront about your financial situation. Vets might suggest alternative treatments or help you find ways to reduce costs. 

• Low-cost vet clinics: some practices and non-profit clinics offer more affordable care. Shop around and ask about discounts. 

• Online pharmacies: unlike the NHS, vet practices don’t have a standard price for prescriptions, so prices vary. But you don’t need to buy the medication directly from the vet. There are a number of online pet pharmacies in the UK that offer prescriptions for less. 

• Do your own research: check symptoms online with sites like VetHelpDirect to determine if you can handle a minor issue yourself. But always consult a vet if you’re unsure or concerned. 

• Pet insurance: pet insurance starts from around £10 a month, offering peace of mind if something goes wrong. Shop around for the best deal based on your pet’s breed and age. 

• Payment plans: ask if your vet offers payment options that fit your budget. Make sure to choose interest-free plans and always read the fine print! 

Charity support for vet bills 

If money is tight, don't forget there are charities that can help. Here are a few you can turn to: 

Cats Protection – offers means-tested financial help for neutering, spaying and microchipping cats. 

Dogs Trust – provides subsidised treatment of up to £350 for dogs that need emergency care. 

PDSA – gives free or subsidised treatment to pet owners who meet certain criteria, including owners that receive means-tested benefits. 

Can you get help with vets bills on universal credit? 

Yes! Some charities will use your universal credit status to determine eligibility for financial support.